In regards to estate planning, it is not unusual for us to find that our clients initially believe that their interests are appropriately addressed in their will. More often than not, there are a variety of issues that were not apparent at the time the will was drafted. Many clients are shocked at the high rate of estate taxes that are due soon after a death. Imagine what can happen in a very short time - one can get married, divorced, lose a loved one, celebrate a birth, or a family member may become more dependent on support.

In order to appropriately plan for our clients, our process includes the following:

• We conduct a comprehensive fact-finding investigation concerning the current nature of the estate.
• We assist our clients in the establishment of goals and objectives for the estate. Assist our clients in the selection of the appropriate attorney for their needs.
• Determine if the client needs the benefit of life insurance to provide liquidity for the estate or if long-term care is needed to protect the estate assets from depletion.
• We assist our clients with decisions regarding current investments and retirement income valuation.
• We determine the effects of taxation on the estate and gift giving strategies.

Often, one of the most difficult tasks to be performed after one decides to plan one's estate is the accumulation of appropriate documentation. We find that clients often keep these in safe deposit boxes, files in desks, drawers, or in storage. As a service to our clients, we have compiled a simple estate planning document to assist our clients in preparing their personal information in an orderly manner.

Please feel free to utilize the product to assist you with:

• Estate and Financial Planning
• Life Insurance
• Long-Term Care Insurance

 Download the Estate Planning Questionnaire here